Merchant Cash Advances
Unlock the equity in your future credit card receipts or general business deposits. A Merchant Cash Advance (MCA) provides immediate cash capital in exchange for a set percentage of your future sales volume. Repayments align directly with your revenue cycle: if sales slow down, the daily remittance slows down accordingly.
- Best suited for businesses with high-volume card sales or regular deposits
- No rigid monthly maturities or fixed interest rates
- Automatic daily percentage adjustments based on actual revenue
- Minimal credit score friction; underwriting is based on sales performance